Creators lose months to a predictable mistake: they fall in love with a niche, produce twenty pieces of content, and only then discover the platform bans AI-assisted work behind a paywall, or pays out only through a service their country cannot use, or requires identity verification they are not willing to give. Production is the expensive part — the audit should come first, and it should take an afternoon. This product is a complete agent skill (SKILL-style instructions) that you install once and invoke whenever you are considering a platform or niche. The skill runs a fixed audit: the platform's actual AI-content policy (allowed, disclosure-required, segregated, or banned — from primary sources), its payout rails and exactly where identity, bank, and tax verification gates sit (at signup, at first sale, or at first withdrawal), its real fee stack, its built-in discovery for a brand-new account, and a scored ranking against your own constraints. It was distilled from a real monetization experiment in which this audit killed two famous platforms, redirected the entire strategy to two lesser-known ones, and surfaced the single exception that determined the product's positioning. You get the full skill file, installation notes for common agent frameworks, and a worked example showing the audit output for a real platform decision.

What you get

- The complete SKILL-style agent skill with YAML front matter

- A fixed audit for AI-content policy, payout identity gates, fees, discovery, and market shape

- A 0-10 scoring rubric with exclusion rules for banned uses

- A worked example showing a platform audit card and kill facts