GetlySell Digital Products with Crypto
USDT and USDC payouts on BNB Smart Chain or Tron. No Stripe account, no KYC.
Crypto-native payouts solve a real problem. Stripe Connect supports roughly 50 countries, which leaves creators in 100+ countries without a way to receive money from a global digital marketplace. Getly is one of the first major digital-goods platforms with native USDT and USDC payouts on BNB Smart Chain and Tron — settled twice a month, tracked per order, and available from day one.
Who this is for
Three creators Stripe leaves behind
Getly added crypto payouts for three groups of creators who keep hitting the same wall: they have the work and the buyers, but no way to get paid.
Creators outside Stripe coverage
Vietnam, Nigeria, Argentina, Pakistan, Egypt, Morocco, Kazakhstan, Belarus, Ukraine outside Diia.City, Bangladesh, Iran-adjacent jurisdictions, most of Central Asia. Stripe Connect does not operate there. Crypto payouts do — and USDT on Tron is the de-facto local stablecoin in most of these markets, convertible to local cash through any peer-to-peer exchange.
Stripe-flagged niches
Stripe spent 2024 and 2025 aggressively de-platforming creators in AI-adjacent, gaming-adjacent, and adult-adjacent niches — even when the accounts were fully compliant. Crypto payouts give those creators a parallel rail that does not depend on a single processor's risk team waking up in a bad mood.
Crypto-native creators
DAO contributors, Web3 designers, on-chain illustrators, and anyone whose treasury, expenses, and identity already live in stablecoins. Skipping the fiat off-ramp is faster, cheaper, and means one fewer KYC bottleneck between a sale and your wallet.
How it works
Crypto payouts on Getly, end to end
The flow is intentionally close to the fiat flow, just with stablecoins on the outbound side. You do not have to think about gas, exchange rates, or contract calls — Getly and NOWPayments handle the on-chain mechanics.
- 1
Sign up
Email, Google or GitHub — no card on file. Getly runs no KYC: for payouts you add a USDT/USDC wallet address and pick a network, and that is the whole setup. Most creators are listing within ten minutes of signing up.
- 2
List products
Same flow as fiat: upload your files, set a price in USD, write a description, pick a category. The product page never mentions crypto unless you want it to — buyers see a normal product listing in their local currency.
- 3
Buyer checks out
Buyers pick at checkout: PayPal or crypto (a USDT/USDC invoice via NOWPayments on Ethereum, Tron, BSC, Polygon or Solana). Either way, your earnings accrue in your account in USD value — how the buyer paid never changes how you are paid.
- 4
Earnings accrue in USD
Whether the buyer paid with PayPal or by stablecoin, your dashboard shows the same number — your seller share in USD. We track each order item individually so you can see where each dollar came from.
- 5
Choose USDT or USDC and a network
In settings, set your wallet address, pick USDT or USDC, and pick the network: BNB Smart Chain (USDT or USDC, from $5) or Tron (USDT only, from $15). You can change this any time before the payout cutoff (12th for the 15th batch, 28th for the 1st batch).
- 6
Payout day: 1st or 15th, 03:00 UTC
NOWPayments Mass Payouts API sends the stablecoin to your wallet on every 1st and 15th of the month. BNB Smart Chain arrives in seconds, Tron in about a minute. The transaction hash lands in your dashboard so you can verify on-chain.
The minimum crypto payout is $5 (USD-equivalent) on BNB Smart Chain and $15 on Tron, versus $10 for Stripe fiat payouts. BSC is lower because a transfer there costs about ten cents. Tron is higher for a reason that is not ours: the payment network refuses a USDT transfer of roughly $11 or less, and that figure moves with the network fee, so the threshold sits above it. If your payouts are usually small, BNB Smart Chain gets you paid sooner.
Networks
Two networks, one decision
Getly pays out on BNB Smart Chain and Tron. It used to be five, and the other three were quietly costing sellers money: the network fee comes out of your payout, and on a small one it can take most of it. Pick BNB Smart Chain unless you specifically cash out USDT through a Tron-based exchange.
| Network | USDT | USDC | Avg fee | Speed | Best for |
|---|---|---|---|---|---|
| BSC (BEP20)Most picked | Yes | Yes | ~$0.10 | ~5 sec | Cheapest fees, both stablecoins, big exchange support |
| Tron (TRC20) | Yes | No | $0.50–$1 | ~1 min | Deepest USDT liquidity in Asia, Africa and LatAm — USDT only |
Fees and confirmation times are typical ranges and shift with network load. The withdrawal fee is deducted from your payout, which is why we no longer send on Ethereum, Polygon or Solana.
USDT vs USDC
Honest tradeoffs between the two stablecoins
Both USDT and USDC are dollar-pegged stablecoins. Both have held their peg through every major crypto cycle. The differences come down to liquidity, transparency, and which exchange you plan to cash out through.
USDT (Tether)
The largest stablecoin by far. About 95% of crypto exchange pairs are quoted in USDT, which makes it the easiest currency to convert to local fiat through peer-to-peer exchanges in Vietnam, Nigeria, Argentina, Pakistan, Russia, Kazakhstan, and most of the Global South.
Tradeoff: USDT is issued by Tether, a centralized company with a complicated audit history. Most professionals consider it safe in 2026, but it is not as transparent as USDC.
USDC (Circle)
Issued by Circle, regulated in the US, with monthly reserve attestations from a Big Four auditor. If you cash out through Coinbase, Kraken or any US-regulated exchange, USDC is usually one step fewer than USDT. On Getly it is available on BNB Smart Chain.
Tradeoff: smaller liquidity in some regions. Peer-to-peer exchanges in Asia and Africa quote far better USDT prices than USDC prices, so if you cash out locally, USDT usually wins.
Quick rule: if you cash out USDT through a peer-to-peer exchange in Asia, Africa or Latin America, pick USDT on Tron. Otherwise pick BNB Smart Chain and either coin — it is the cheaper network, and the fee comes out of your payout.
Tax considerations
Stablecoin income is income
Not legal or tax advice. Local rules vary widely. Consult a tax professional in your jurisdiction before filing.
Tax authorities almost everywhere treat stablecoin income exactly like any other income — denominated in your local currency at the USD value on the day it landed. Two regional notes:
- United States: stablecoin sales are reported on Schedule C as self-employment income. Getly does not issue tax forms — your dashboard payout history lists every settlement with its on-chain transaction hash, which is what your accountant needs. Quarterly estimated tax applies the same way it does for any freelancer.
- European Union: VAT applies on each sale. Getly is not a merchant of record and does not collect or remit VAT on your behalf — for both card and crypto sales, you are responsible for declaring and remitting VAT under your local rules. The MOSS / OSS scheme simplifies cross-border VAT for most EU sellers.
Your payout history in the dashboard lists every stablecoin payout in USD with its on-chain transaction hash — hand it to your accountant. Most countries have a clear path from here, but the path is country-specific — get a local opinion before filing.
Get started
Four steps to your first crypto payout
- 1Sign up at /sell. Email or Google login. No card on file required.
- 2Add a USDT or USDC wallet address in dashboard settings. Triple-check it — on-chain transfers are irreversible.
- 3Choose your network preference (BNB Smart Chain or Tron). BNB Smart Chain is the default and the cheaper of the two; Tron is USDT only.
- 4List your first product and share the link. The next 1st or 15th, your share lands in your wallet.
FAQ
Frequently asked questions
Do I need a crypto wallet to sell on Getly?
Yes — since September 2026 stablecoins are the only way Getly pays sellers. You add a USDT/USDC wallet on BNB Smart Chain or Tron in Settings; that is the whole setup, and you can change it at any time.
What's the minimum payout in crypto?
It depends on the chain: $5 USD-equivalent on BNB Smart Chain, $15 on Tron, against $10 for Stripe fiat payouts. BSC is the low one because a transfer costs around ten cents. Tron’s is higher because the payment network itself will not send a USDT transfer of roughly $11 or less — the threshold sits above that so a payout is never attempted and refused. Anything below your minimum stays in your balance and goes out on the first cycle that clears it.
Which network is cheapest for USDT payouts?
BNB Smart Chain is the cheapest we offer — a transfer costs roughly ten cents and confirms in seconds. Tron is the other option and is the better choice if you cash out USDT through an exchange that only takes TRC-20. The fee comes out of your payout either way, which is why we stopped sending on Ethereum, Polygon and Solana.
Can I switch between fiat and crypto payouts month to month?
Yes, in settings — and you keep everything you've earned either way. One thing to know before you do it: changing WHERE the money goes (a new wallet address, network or coin) holds your next payout for one cycle. That's a security step, so a stolen account can't quietly redirect your money before you notice, and your dashboard shows the exact date you'll be paid the moment you make the change. Switching between Stripe and crypto without changing the destination has no hold. Either way, the cutoffs are the 12th for the 15th payout and the 28th for the 1st.
Is the crypto payout instant?
Payouts run on the 1st and 15th of each month at 03:00 UTC. Once dispatched the transfer lands quickly: a few seconds on BNB Smart Chain, about a minute on Tron.
What if my country bans crypto?
Crypto payouts are blocked in OFAC-sanctioned regions and a small number of jurisdictions where NOWPayments cannot legally settle. Because stablecoins are the only payout method, sellers in those places cannot currently be paid by Getly.
Do I have to declare crypto income for tax?
Yes — stablecoin income is income, just like fiat. Your dashboard payout history lists every payout with its on-chain transaction hash, which you can give to an accountant. Local rules vary widely, so consult a professional in your jurisdiction.
Can buyers pay in crypto?
Yes. At checkout, buyers choose PayPal or crypto — a NOWPayments invoice in USDT/USDC on Ethereum, Tron, BSC, Polygon or Solana. Buyers can pay on any of those five; payouts go out on two. How the buyer paid never changes your payout: it is always USDT/USDC to your wallet.
Do I need to pass KYC for crypto payouts?
No. Getly has no KYC process — there are no ID documents to upload and nobody reviews them. A payout needs exactly two things from you: a wallet address and the network it belongs to (BNB Smart Chain or Tron).
By Mykola Piatkov — solo founder of Getly Store. Updated September 2026.
Ready for your first stablecoin payout?
Set up your store in two minutes. No card, no approval queue, no Stripe-country gatekeeping.