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Spreadsheets & Calculators

Personal Budget & Debt Payoff Spreadsheet 2027 — Excel + Google Sheets

$4.49

What you get: 1 file · 132.55 KB · ZIP

Secure checkoutInstant download30-day refund window
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Product description

Personal Budget & Debt Payoff 2027

A real workbook for a crypto-native household that still pays rent in dollars. Excel and Google Sheets. Light theme and dark theme. Sample 2027 data so the charts are not empty on day one.

Tabs

  • Instructions — color legend and the ten-step setup
  • Settings — year, extra debt payment, USDT-to-USD rate, dropdown lists
  • Dashboard — annual totals, running cash, income-vs-spend, category pie, snowball-vs-avalanche
  • Jan–Dec — income, fixed, variable. Category dropdowns. Gold = input, blue-gray = formula
  • Debts — five sample notes (store card through student loan) with APR and minimums
  • Snowball — 72-month formula projection, smallest balance first
  • Avalanche — same extra payment, highest APR first
  • Sinking funds — insurance, vet, flight, repair
  • Goals — emergency, trip, house, tax, with a USDT column

Why it is not a blank template

January–December already hold a salary plus a USDT side hustle, rent, groceries, and debt minimums pulled by formula from the Debts sheet. Edit the gold cells. The year moves.

Files

  • Personal-Budget-Debt-Payoff-2027-Light.xlsx
  • Personal-Budget-Debt-Payoff-2027-Dark.xlsx
  • Quick-Start.pdf
  • LICENSE.txt

Google Sheets: File → Import → Upload the .xlsx → Replace spreadsheet.

License

Personal and commercial use. Do not resell the raw files.

What you get

1 file · 132.55 KB

  • budget-debt-payoff-2027.zipZIP · 132.55 KB
Secure checkoutInstant download30-day refund window

Included in Getly ProGet Pro

CategorySpreadsheets & Calculators
LicenseCommercial use allowed
PublishedOct 30, 2026
File size132.55 KB
File formatZIP
Versionv1.0

Tags

budgetspreadsheetexcelgoogle-sheetsdebt-snowballdebt-avalancheusdtplanner2027personal-finance
S
Severin

Frequently asked questions

Do I get access instantly?

Yes. This is a digital product - you can download it right after checkout, straight from your library.

Can I use it for commercial projects?

Yes. Commercial use is allowed: use it in your own business and in things you sell. You may not resell or redistribute the file itself.

What's your refund policy?

You can request a refund within 30 days. If something isn't right, request it from your order and the Getly team reviews it.

What file formats and sizes will I get?

You'll download 1 file - ZIP - 132.55 KB in total.

Do I get free updates?

Yes - when the seller ships a new version, you can re-download the latest files from your library at no extra cost. Check the changelog for recent updates.

Price

$4.49