Track income, bills, spending, savings, and debt in one clean spreadsheet built for real monthly use.

You get three color editions (Forest, Ocean, Plum) as .xlsx files that work in Microsoft Excel and Google Sheets (File → Import). The Dashboard includes category budgets, spent amounts, automatic Left calculations, income and bills totals via formulas, and a Budget vs Spent chart. Extra sheets cover an Income log, Bills checklist, Savings goals with progress %, and a simple Debt tracker.

This is a digital spreadsheet template with sample numbers you replace with your own. It does not connect to your bank and is not a hosted Google Sheet link — you download the workbook and open or import it. A START_HERE PDF walks through Excel and Sheets setup step by step.

Personal use license included. Please don’t resell or redistribute the workbook files. Ready for instant download after purchase. Files are delivered digitally with a short START_HERE guide. Replace any sample content with your own details before sharing or printing. Thank you for supporting an independent digital shop.

WHAT'S INCLUDED

• 3 Excel color editions
• Dashboard and budget-versus-spent chart
• Income and bills logs
• Savings goals and debt tracker
• Downloadable .xlsx workbook

PLEASE NOTE

This is a downloadable workbook, not a bank connection or financial advice. Open in Microsoft Excel; Google Sheets import may alter some formatting or charts, so review after importing. Personal use only; do not resell or redistribute.

Original PixelVault design. Listing images are mockups; the photos in them are not part of the download.