Getly
Buy Me a Coffee alternatives at a glance
Ko-fi
Fees: No fee on tips and donations; 5% on shop sales, memberships and commissions on the free plan (the paid Ko-fi Gold plan removes it). Card or PayPal processing is extra.
Best for: the closest like-for-like swap: a tip page with a small shop, popular with artists and illustrators.
Full Ko-fi comparisonPatreon
Fees: 10% platform fee for new creators, plus payment processing, currency conversion and payout fees.
Best for: supporters who pay every month for ongoing posts, videos or episodes rather than one-off items.
Full Patreon comparisonStan Store
Fees: No cut per sale; you pay a monthly subscription (Creator plan $29/mo) plus Stripe or PayPal processing.
Best for: a link-in-bio shop fed by Instagram or TikTok traffic, once your sales cover the subscription.
Full Stan Store comparisonGumroad
Fees: 10% + $0.50 per direct sale plus processing; 30% on sales its Discover feed brings.
Best for: a plain download store when you already have an audience and Stripe or PayPal payouts work in your country.
Full Gumroad comparisonLiberapay
Fees: No platform fee: it is run by a non-profit and funded by donations. Payment processing still applies.
Best for: open-source and community projects collecting recurring donations, not selling products.
Getly
Fees: Sellers keep 80% by default and 90% on sales from their own link, widget or page; no monthly or listing fee. Buyers pay by card or in USDT/USDC.
Best for: selling downloads when you need payouts in USDT/USDC (BNB Smart Chain from $5, Tron from $15, on the 1st and 15th), or want a marketplace that lists your products too. Every new listing is reviewed by hand first, usually within a few hours.
How selling on Getly worksFees checked on each platform's public pricing page in November 2026.
Short answer: Buy Me a Coffee is a clean, simple supporter page with one rule: it keeps 5% of every payment, with no monthly fee. People look for an alternative for three reasons: they want to keep more on tips, they sell files and want buyers who do not already follow them, or Stripe does not pay out in their country. This page takes each reason in turn. Fees checked in November 2026; confirm on each platform's own pricing page before you move.
What Buy Me a Coffee charges
Buy Me a Coffee's help centre is plain about it: a 5% platform fee on each transaction, covering one-off support, memberships and shop sales, and no monthly fee. Payment processing is separate. Payouts go through Stripe, which charges 2.9% plus 30 cents on a typical US card payment, an extra 1% on international cards, an extra 0.5% on subscription payments and 0.5% on the payout itself. On a $5 coffee, processing costs more than the platform fee.
The alternatives at a glance
| Platform | Fee per payment | Monthly price | New buyers find you there | How you are paid |
|---|---|---|---|---|
| Buy Me a Coffee | 5% | None | Rarely | Stripe |
| Ko-fi | 0% on one-off tips; 5% on shop, commissions and memberships (free plan) | Free, Gold optional | Rarely | Stripe, PayPal |
| Beacons | 9% on the free and $10 plans, 0% from $30 a month | $0 / $10 / $30 / $100 | Rarely | Stripe, PayPal |
| Stan Store | 0% | $29 or $99 | Rarely | Stripe, PayPal |
| Getly | You keep 80-90%; card processing included | None | Yes, through marketplace search and categories | USDT or USDC on BNB Smart Chain or Tron |
Getly's split works like this: a new store keeps 90% for its first 90 days, then 80%, rising to 83%, 85% and 88% as last month's sales pass $500, $2,000 and $10,000. A sale from your own link, website button or Telegram store keeps 90% at any time.
What you keep at $10, $50 and $200
After the platform fee and a typical US card fee of 2.9% plus 30 cents where the creator pays it. Payout transfer fees are left out.
| Platform | $10 | $50 | $200 |
|---|---|---|---|
| Buy Me a Coffee (5%) | $8.91 | $45.75 | $183.90 |
| Ko-fi, one-off tip | $9.41 | $48.25 | $193.90 |
| Ko-fi, shop sale (5%) | $8.91 | $45.75 | $183.90 |
| Beacons free plan (9%) | $8.51 | $43.75 | $175.90 |
| Getly, base (80%) | $8.00 | $40.00 | $160.00 |
| Getly, first 90 days or own traffic (90%) | $9.00 | $45.00 | $180.00 |
If you only want to keep more on tips, Ko-fi is the honest answer: it takes nothing from one-off support. Getly does not win on tips. It wins when you sell files and want people to find them without your link, and when Stripe cannot pay you.
Where Stripe does not pay out: Pakistan, Bangladesh and others
Buy Me a Coffee pays creators through Stripe, and Stripe does not support payouts in every country. That is why "Buy Me a Coffee alternative Pakistan" and "Bangladesh" are common searches: the page can be set up, but the money has nowhere to go. PayPal-based alternatives do not help in the same places.
Getly pays sellers in USDT or USDC to their own wallet on BNB Smart Chain (minimum $5, transfers cost about ten cents) or Tron (minimum $15), on the 1st and 15th of each month. Buyers pay by card or crypto, so supporters and customers do not need a wallet themselves.
Choose Buy Me a Coffee if
- You want a supporter page and memberships with one flat fee and nothing to configure.
- Stripe pays out where you live.
- Your supporters already know you, so discovery does not matter.
Choose Getly if
- You sell digital files (templates, presets, brushes, music, ebooks, assets) and want them listed in a marketplace buyers browse.
- You need payouts without Stripe or PayPal.
- You want no monthly fee and 90% on everything your own audience buys.
How to switch
- Open a Getly store and list your files with a cover, a description and the file. Listings go live after a short review.
- Set your payout wallet in Settings, Payments.
- Replace your Buy Me a Coffee shop link with your Getly store link or personal link; those sales keep 90%.
- Keep Buy Me a Coffee for support if your followers like it. The two can run side by side.
Frequently asked questions
How much does Buy Me a Coffee take?
5% of each payment, plus Stripe's processing fees. There is no monthly fee.
What is the cheapest Buy Me a Coffee alternative?
For one-off tips, Ko-fi, because it charges no platform fee on them. For selling files to new buyers, the cheapest option is the one that brings the sale in the first place.
Can I receive money without Stripe?
Yes, on Getly. You are paid in USDT or USDC to your own wallet, and your buyers can still pay by card.
Frequently asked questions
Why are creators leaving Buy Me a Coffee?
Payout terms at a glance
Getly's column is derived from the payout code - the numbers cannot drift from what the payout run actually sends.
| Term | Getly | Buy Me a Coffee |
|---|---|---|
| Payout minimum | $5 on BNB Smart Chain · $15 on Tron | - |
| Payout speed | Twice a month (1st & 15th); the on-chain transfer lands in seconds on BNB Smart Chain, about a minute on Tron | - |
| Payout methods | USDT/USDC to your own wallet | Stripe to bank account (the required payout rail as of 2026) |
| Crypto payout networks | USDT or USDC on BNB Smart Chain; USDT on Tron | No crypto payouts |
| KYC at the platform | None - wallet address and network only | - |
A dash means we have not verified that value for the other platform - check its current terms rather than assume.