The Etsy fee stack nobody adds up

Etsy's headline fee is 6.5%. The real stack on a typical order: $0.20 listing + 6.5% transaction (on price AND shipping) + 3% + $0.25 payment processing — roughly 9.5% + $0.45 gone before materials, and up to 15% more if the sale came through Offsite Ads. On 100 sales a month at $25, the base fees alone are about $283 a month. Most sellers never see that total in one place. Run your own numbers free with the Real $/Hour Calculator in this store — and if the number stings, the $19 Worth It tracker calculates it automatically for every sale.