Run your small business cash flow from one polished dashboard. Montera brings invoices, installment receipts, expenses, owner cash movements, and tax estimates into a single eight-tab Google Sheets or Excel workbook with a live receivables pulse and a clean cash bridge.

What you get

• 8-tab workbook with built-in workflow tabs: Start Here, Dashboard, Invoices, Payments, Other Income, Expenses, Cash Adjustments, and Settings.
• Invoice tracker that logs issued invoices, installment schedules, and payments as they arrive.
• Receivables pulse on the Dashboard so you see what you expect to collect and what stays outstanding.
• Cash flow bridge that ties receivables and payments to expenses and owner cash movements.
• Tax estimate driven by your transactions, so you can plan payments without digging through spreadsheets.
• Expense tracking for paid expenses with totals that roll up into your overview.
• Other income tab for income that does not fit your invoice stream.
• Separate demo workbook showing fictional transactions and partial payments across the tabs.
• Offline-first design. Import the clean XLSX into Google Sheets or open it in Excel and start entering your numbers.

How it helps you work faster

• Track partial receipts without breaking your totals.
• See receivables and cash movements in one view.
• Keep tax estimates updated as payments and expenses change.

Buy Montera if you want a practical small business finance spreadsheet that stays organized, updates automatically, and gives you a clear view of invoices, expenses, and cash so you can make decisions with confidence.