Six Excel calculators and one printable checklist for a first home purchase. Made for the stretch between pre-approval and closing day, when every number gets quoted at you. Live formulas throughout - change an input and everything recalculates: - Affordability: income and debts in, price band out - Monthly payment: rate table from 5% to 8%, total interest per rate - Closing costs: 15 itemized lines (title, transfer tax, escrows), editable rates - Rent vs buy: 5-year comparison counting selling costs and remaining loan balance - Inspection tracker: 47 items with PASS/FAIL dropdowns and auto fail count - Offer budget: cash to close and the full move-in total, moving and repairs included The PDF covers the process: escrow timeline from accepted offer to closing day, the same checklist in printable form, red flags that justify a repair request or a walk-away, questions for your inspector, agent, and lender, and the document list underwriting asks for. Works in Excel, Google Sheets, and LibreOffice. Every sheet ships with sample numbers to replace. $19, instant download. Educational tool, not legal, tax, or financial advice. Your state, lender, and contract set the actual rules.