See all your debt in one place and watch it shrink with every payment. WHAT'S INCLUDED • Debt List: balance, APR, minimum payment and a strategy dropdown (snowball or avalanche) that sorts your priorities. • Payment Log: every payment, applied to the right debt automatically. • Payoff Plan: month-by-month projection for each debt until it hits zero. • Dashboard: total debt, paid off, progress and a chart that updates as you go. WHY IT WORKS • Real Excel tables: add rows and everything extends automatically. • The plan recalculates itself, so you always see the honest payoff date. • Zero setup: works in Excel, Google Sheets and LibreOffice Calc. WHO IT'S FOR Anyone paying off credit cards, student loans or any mix of debts who wants a clear, motivating plan instead of a vague worry.