Stop guessing where your money went. Settled is a ready-to-use Excel system that shows you exactly what's coming in, what's going out, and what you're actually keeping — no accounting background required.

It was built the hard way: by a small business owner who got tired of checking a bank balance and hoping for the best. What started as a personal fix turned into a full system, now cleaned up and ready for your business.

Why it works:
No formulas to learn. No macros to enable. No subscription. Just open it, adjust the categories to fit your business, and start logging. Works in both Excel and Google Sheets.

You get:
One Excel file (.xlsx), instant digital download, yours to use for as long as your business runs — plus free updates as the template improves.