Buy Me a Coffee Alternatives (2026): Fees and Payouts Compared

Alternativas a Buy Me a Coffee de un vistazo

Ko-fi

Comisiones: Sin comisión en propinas y donaciones; 5% en ventas de la tienda, membresías y encargos en el plan gratuito (el plan de pago Ko-fi Gold la elimina). El procesamiento de tarjeta o PayPal es aparte.

Ideal para: el cambio más parecido: una página de propinas con una tienda pequeña, popular entre artistas e ilustradores.

Comparativa completa de Ko-fi

Patreon

Comisiones: 10% de comisión de plataforma para creadores nuevos, más procesamiento de pagos, conversión de divisa y comisiones de pago.

Ideal para: seguidores que pagan cada mes por publicaciones, vídeos o episodios continuos en lugar de artículos sueltos.

Comparativa completa de Patreon

Stan Store

Comisiones: Sin comisión por venta; pagas una suscripción mensual (plan Creator, $29/mes) más el procesamiento de Stripe o PayPal.

Ideal para: una tienda de enlace en la bio alimentada por tráfico de Instagram o TikTok, cuando tus ventas cubran la suscripción.

Comparativa completa de Stan Store

Gumroad

Comisiones: 10% + $0.50 por venta directa más procesamiento; 30% en las ventas que aporta su feed Discover.

Ideal para: una tienda de descargas sencilla cuando ya tienes audiencia y los pagos de Stripe o PayPal funcionan en tu país.

Comparativa completa de Gumroad

Liberapay

Comisiones: Sin comisión de plataforma: la gestiona una organización sin ánimo de lucro y se financia con donaciones. El procesamiento de pagos sigue aplicándose.

Ideal para: proyectos de código abierto y de comunidad que reciben donaciones recurrentes, no que venden productos.

Getly

Comisiones: Los vendedores se quedan con el 80% por defecto y el 90% en las ventas desde su propio enlace, widget o página; sin cuota mensual ni por publicar. Los compradores pagan con tarjeta o en USDT/USDC.

Ideal para: vender descargas cuando necesitas cobrar en USDT/USDC (BNB Smart Chain desde $5, Tron desde $15, los días 1 y 15), o quieres un marketplace que también muestre tus productos. Cada ficha nueva se revisa a mano antes de salir, normalmente en unas pocas horas.

Cómo funciona vender en Getly

Comisiones comprobadas en la página de precios pública de cada plataforma en noviembre de 2026.

Short answer: Buy Me a Coffee is a clean, simple supporter page with one rule: it keeps 5% of every payment, with no monthly fee. People look for an alternative for three reasons: they want to keep more on tips, they sell files and want buyers who do not already follow them, or Stripe does not pay out in their country. This page takes each reason in turn. Fees checked in November 2026; confirm on each platform's own pricing page before you move.

What Buy Me a Coffee charges

Buy Me a Coffee's help centre is plain about it: a 5% platform fee on each transaction, covering one-off support, memberships and shop sales, and no monthly fee. Payment processing is separate. Payouts go through Stripe, which charges 2.9% plus 30 cents on a typical US card payment, an extra 1% on international cards, an extra 0.5% on subscription payments and 0.5% on the payout itself. On a $5 coffee, processing costs more than the platform fee.

The alternatives at a glance

Platform	Fee per payment	Monthly price	New buyers find you there	How you are paid
Buy Me a Coffee	5%	None	Rarely	Stripe
Ko-fi	0% on one-off tips; 5% on shop, commissions and memberships (free plan)	Free, Gold optional	Rarely	Stripe, PayPal
Beacons	9% on the free and $10 plans, 0% from $30 a month	$0 / $10 / $30 / $100	Rarely	Stripe, PayPal
Stan Store	0%	$29 or $99	Rarely	Stripe, PayPal
Getly	You keep 80-90%; card processing included	None	Yes, through marketplace search and categories	USDT or USDC on BNB Smart Chain or Tron

Getly's split works like this: a new store keeps 90% for its first 90 days, then 80%, rising to 83%, 85% and 88% as last month's sales pass $500, $2,000 and $10,000. A sale from your own link, website button or Telegram store keeps 90% at any time.

What you keep at $10, $50 and $200

After the platform fee and a typical US card fee of 2.9% plus 30 cents where the creator pays it. Payout transfer fees are left out.

Platform	$10	$50	$200
Buy Me a Coffee (5%)	$8.91	$45.75	$183.90
Ko-fi, one-off tip	$9.41	$48.25	$193.90
Ko-fi, shop sale (5%)	$8.91	$45.75	$183.90
Beacons free plan (9%)	$8.51	$43.75	$175.90
Getly, base (80%)	$8.00	$40.00	$160.00
Getly, first 90 days or own traffic (90%)	$9.00	$45.00	$180.00

If you only want to keep more on tips, Ko-fi is the honest answer: it takes nothing from one-off support. Getly does not win on tips. It wins when you sell files and want people to find them without your link, and when Stripe cannot pay you.

Where Stripe does not pay out: Pakistan, Bangladesh and others

Buy Me a Coffee pays creators through Stripe, and Stripe does not support payouts in every country. That is why "Buy Me a Coffee alternative Pakistan" and "Bangladesh" are common searches: the page can be set up, but the money has nowhere to go. PayPal-based alternatives do not help in the same places.

Getly pays sellers in USDT or USDC to their own wallet on BNB Smart Chain (minimum $5, transfers cost about ten cents) or Tron (minimum $15), on the 1st and 15th of each month. Buyers pay by card or crypto, so supporters and customers do not need a wallet themselves.

Choose Buy Me a Coffee if

You want a supporter page and memberships with one flat fee and nothing to configure.
Stripe pays out where you live.
Your supporters already know you, so discovery does not matter.

Choose Getly if

You sell digital files (templates, presets, brushes, music, ebooks, assets) and want them listed in a marketplace buyers browse.
You need payouts without Stripe or PayPal.
You want no monthly fee and 90% on everything your own audience buys.

How to switch

Open a Getly store and list your files with a cover, a description and the file. Listings go live after a short review.
Set your payout wallet in Settings, Payments.
Replace your Buy Me a Coffee shop link with your Getly store link or personal link; those sales keep 90%.
Keep Buy Me a Coffee for support if your followers like it. The two can run side by side.

Frequently asked questions

How much does Buy Me a Coffee take?

5% of each payment, plus Stripe's processing fees. There is no monthly fee.

What is the cheapest Buy Me a Coffee alternative?

For one-off tips, Ko-fi, because it charges no platform fee on them. For selling files to new buyers, the cheapest option is the one that brings the sale in the first place.

Can I receive money without Stripe?

Yes, on Getly. You are paid in USDT or USDC to your own wallet, and your buyers can still pay by card.

Preguntas frecuentes

Why are creators leaving Buy Me a Coffee?

Creators look for alternatives when their sales strategy depends less on their personal audience and more on discovery. Buy Me a Coffee does not provide marketplace discovery, so it generates zero organic traffic for a creator storefront. That means you drive every visitor yourself. Some also compare the fee stack, because Buy Me a Coffee charges a 5% platform fee per transaction plus separate Stripe processing, which is not bundled into the 5%.

Condiciones de pago de un vistazo

La columna de Getly se deriva del código de pagos: las cifras no pueden desviarse de lo que el pago realmente envía.

Condición	Getly	Buy Me a Coffee
Mínimo de pago	$5 en BNB Smart Chain · $15 en Tron	-
Velocidad del pago	Dos veces al mes (1 y 15); la transferencia en cadena llega en segundos en BNB Smart Chain y en cerca de un minuto en Tron	-
Métodos de pago	USDT/USDC a tu propia billetera	Stripe to bank account (the required payout rail as of 2026)
Redes de pago en cripto	USDT o USDC en BNB Smart Chain; USDT en Tron	Sin pagos en cripto
KYC en la plataforma	Ninguno: solo dirección de billetera y red	-

Un guion significa que no hemos verificado ese dato en la otra plataforma: consulta sus condiciones actuales en vez de darlo por supuesto.