7 ready-to-use financial calculators in one Excel workbook for small business owners, freelancers and side-hustlers. Type your numbers into the yellow cells - everything else calculates automatically.

Sheets

• Profit & Loss: 12 months, revenue, cost of goods, operating expenses, gross and net margin, tax
• Cash Flow: 12 months, cash in and out, closing balance carried forward
• Break-Even: break-even units and revenue, units for your target profit, profit table for 10 sales volumes
• Budget vs Actual: 15 expense categories, variance, variance %, Over / Under / On track status
• Loan Calculator: payment per period, total interest, full amortization schedule up to 360 payments
• Pricing & Markup: price from cost and desired margin, markup, profit per unit, VAT / sales tax calculator
• Start Here: how to use the workbook

Details

• .xlsx, works in Microsoft Excel 2010+, Google Sheets and LibreOffice
• 2,150 live formulas, tested with zero errors; no macros, nothing locked - adapt it freely
• Example numbers included so you see how it works

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Deutsche Version als separates Produkt erhältlich: „Finanzrechner für Kleinunternehmen".