Take control of your personal finances with Norevia Budget Studio, a practical Excel workbook for planning your spending and keeping your financial records organized.

Record your income and expenses, set monthly spending plans, and review your progress through a clear dashboard and yearly summary.

WHAT YOU GET

• One blank Excel workbook for your own budget

• One sample workbook with fictional data

• A PDF quick-start guide

• Instructions and a personal-use license

FEATURES

• Monthly dashboard showing income, expenses, cash flow, and budget remaining

• Annual chart comparing monthly income and spending

• Monthly expense plans and actual spending by category

• Transaction log for up to 1,000 entries

• Yearly summary of income, expenses, and cash flow

• Space to track up to 15 savings goals and 15 debts

• Entry checks to help identify incomplete or incorrect transactions

HOW TO USE

Choose your reporting year and month in Settings. Enter your monthly expense plans in the Budget sheet, then record income and expenses in the Transactions sheet. Review your dashboard and update your savings goals and debt balances manually.

IMPORTANT DETAILS

The workbook uses 12 fixed expense categories and 4 fixed income categories. Goal and debt balances do not update automatically from transactions.

Use one currency consistently. The currency label does not convert amounts. Save a separate workbook copy for each year's budget plan.

Cash flow is recorded income minus recorded expenses; it is not your bank balance. The workbook does not automatically calculate interest, taxes, refunds, or debt payoff dates.

Designed for Microsoft Excel in XLSX format. Formulas and selected scenarios were tested in LibreOffice Calc. Microsoft Excel, Google Sheets, and mobile apps were not independently tested; behavior may vary.

The figures shown in product images and the sample workbook are fictional. This product is an organizational tool and does not replace professional financial, accounting, or tax advice.

LICENSE

For personal or internal business use. Reselling, sharing, or redistributing the workbook or documentation is not permitted.