A Google Sheets planner that is easy to start and calculates by itself. Set the year, month, currency and colour theme once on a single settings page, and the whole workbook follows: budget totals, task lists, habit streaks, weekly views and goal progress all update with formulas, with nothing to rebuild.

9 tabs inside

• Start: one settings page for year, month, currency and colour theme

• Dashboard: month at a glance with totals and progress

• Transactions: log income and expenses by category and person

• Budget: plan vs actual by category, filter by person

• Tasks: to-do list with status and due dates

• Habits: daily checkbox tracker with monthly totals

• Weekly: weekly planner with schedule and priorities

• Goals: savings goals and debt payoff with automatic months left

• Help: short how-to for every tab

What you get

A short PDF with a "Make a copy" link that opens your own editable copy in Google Sheets, plus a backup spreadsheet file in the ZIP. No add-ons, scripts or subscriptions are needed.

Good to know

• Built for Google Sheets with a free Google account. It can be imported into other spreadsheet apps, but formulas and checkboxes are tested in Google Sheets only.

• English language. Currency and dates are set on the Start tab.

• It is a template, not financial advice and not a bank-connected app: you enter your own numbers.

• Personal use only: no resale, sharing or redistribution of the files or the link.

Delivered as a single ZIP. Digital product, no physical item will be shipped.