Budgeting should start simple. This one-page Monthly Budget sheet is the lightweight version of our full planner - no dashboards, no 12-month views, just the essentials done cleanly. WHAT YOU GET: a single sheet with three blocks: income (all sources, auto-summed), expenses (fixed and variable, grouped by category, auto-summed), and the result - money left, savings rate and a simple red/green indicator when you overspend. Type your numbers once a month, copy the sheet for the next month. That is the entire workflow. Perfect as a first budget for students, as a quick household check, or for anyone who found full budgeting apps overwhelming. Works in Microsoft Excel 2016+ and Google Sheets (File - Import). No macros, no plugins, nothing to learn. HOW TO USE: 1. Download after purchase. 2. List your income sources. 3. Enter expenses as they come or from your bank statement once a month. 4. Look at the bottom line. Instant delivery, lifetime updates included. Store support replies within 24 hours.