Know where your money goes, and make it go where you want. Clarity is a complete budget and personal finance planner built in Excel. Log your transactions once, and everything else updates automatically: budget vs actual, savings rate, trends, goals and more.

WHAT YOU GET

• Live Dashboard: 12 key numbers for the month you choose, 9 dynamic charts and an automatic "coach" that reads your data and tells you what to fix

• Transactions Log: 1,000 rows with dropdown menus for type, category and payment method

• Monthly Budget: plan every category for all 12 months, with actual spending and variance calculated automatically

• Year Overview: income, expenses, savings rate and balance month by month

• Savings Goals: target, progress, monthly contribution and estimated completion date

• Debt Payoff Planner: payoff date, total interest and snowball / avalanche order for up to 8 debts

• Subscriptions & Bills: every recurring cost, per month and per year

• Net Worth Tracker: assets minus liabilities, month by month

• Calculators: 50/30/20 rule, emergency fund, compound growth and the cost of a daily habit

BUILT-IN EDUCATION

• Money Playbook: 24 practical habits for budgeting, saving, debt, investing basics and daily money routines

• Glossary of 35 money terms explained simply

• Step-by-step "Start Here" guide: set up in about 10 minutes

WHY YOU'LL LIKE IT

• Clean, modern design that is easy to read

• Everything is customizable: rename categories, payment methods and goals

• Works with any currency and any country

• No macros, no add-ins, no subscription

FILE DETAILS

• Format: Excel (.xlsx), 15 sheets, 19 charts, 4,000+ formulas

• Compatible with Excel 2016, 2019, 2021 and Microsoft 365 (Windows and Mac)

• Includes a blank version and a demo version filled with 10 months of sample data

• Language: English

• Designed for Excel (charts and formatting may not display correctly in other spreadsheet apps)

LAUNCH PRICE: get it now before the price goes up.

This is a tracking and educational tool, not financial, tax or investment advice.