Stop guessing where your business money goes.

The Small Business Budget and Finance Tracker is a 44-page printable planner that turns messy business finances into one calm routine. No accounting experience needed. Just honesty about the money.

WHAT IS INSIDE:

• 12 Monthly Budget Sheets: income, fixed expenses, and variable expenses with Budget vs Actual vs Difference columns, plus month totals, net profit, and savings target
• 12 Monthly Expense Logs: date, description, category, and amount rows with a month total
• 4 Quarterly Profit and Loss Sheets: revenue, expenses, net profit, and profit margin for Q1 to Q4
• Annual Financial Snapshot: all 12 months on one page with year totals, plus your biggest win and lesson learned
• Savings Goals Tracker (2 pages): 4 goals with targets, deadlines, and monthly check-off boxes
• US Tax Prep Checklist: 14 documents to gather before filing, from 1099s to mileage logs
• Deductible Expense Categories: 12 common US small business write-offs, from home office to contract labor
• Pricing Calculator: a 3-step worksheet to price from true cost plus margin, with a worked example
• Cash Flow Projection: 12-month opening and closing balance planner
• Annual Money Goals and Year-End Review pages, plus 4 lined notes pages

HOW IT WORKS:

On the 1st of the month, fill in the Monthly Budget sheet. Log every expense as you spend. At month end, fill in the Actual column and circle the gaps. At quarter end, complete the Profit and Loss sheet. In December, fill in the Annual Snapshot and gather your tax documents with the checklist. Ten minutes a week is all it takes.

INSTANT DOWNLOAD:

PDF format, 44 pages, A4 size, prints cleanly at home or any print shop. Works on any device.

WHO IS THIS FOR:

US small business owners, freelancers, Etsy sellers, solopreneurs, and side-hustlers who want a simple, printable system to budget, track spending, and stay tax-ready all year.

PERSONAL USE LICENSE:

For your own use. Not for resale or redistribution.