Make saving money and paying off debt something you can see. Color a box every time you save, fill a jar as your fund grows and watch your debt thermometer go down. Five savings challenges, sinking funds, no-spend trackers, debt snowball and avalanche trackers and a monthly money check-in — all undated, so you can start any time.

WHAT'S INSIDE (41 pages, 6 sections):

• Hyperlinked contents and bookmarks — every page links back to the contents

• My money goals: why I'm doing this, saving goals, debt goals, habits and rewards

• SAVINGS CHALLENGES: 52-week challenge ($1,378), 100-envelope challenge ($5,050), $1,000, $5,000 and $10,000 color-in challenges (every grid adds up exactly), savings jars, savings log

• SINKING FUNDS: overview and 8 fund trackers

• NO-SPEND: 12 monthly no-spend day trackers and a 30-day no-spend challenge

• DEBT PAYOFF: debt list with snowball / avalanche order, 12 color-in debt trackers, 4 debt thermometers, payment log

• CHECK-INS: 12 monthly money check-ins and a net worth tracker

• Lined and dot grid notes

FEATURES:

• Undated — start any month

• Two sizes included: US Letter and A4

• Print at home or use it in GoodNotes, Notability, Xodo and other PDF annotation apps

• Language: English

Pairs well with the Family Budget Planner spreadsheet.

HOW IT WORKS:

1. Buy and download instantly.

2. Write your money goals and pick a savings challenge.

3. Color a box each time you save or pay off debt.

LICENSE: personal use only. Print as many copies as you like for yourself. Reselling or sharing the file is not allowed.

This is a digital product — nothing will be shipped.

This is a tracking tool, not financial advice.