Stop wondering where your money went. The Modus Paycheck Allocator is a zero-based budgeting tool designed to give every dollar a job before you spend it.

What's Included:

• Page 1: The Allocation (A clean vertical list to assign your paycheck to Housing, Utilities, Food, Transport, Debt, Savings, and Personal, plus a zero-based math box to ensure your income minus expenses equals exactly $0.00).

• Page 2: Sinking Funds Tracker (Track irregular expenses like car repairs or holidays so they never ruin your monthly budget again).

Designed with a premium, minimalist aesthetic featuring elegant serif typography and a clean cream and charcoal color palette. Perfect for printing at home or using on a digital tablet.