A monthly money tracker spreadsheet made for Nigerian salary earners. It helps you plan your month around your salary, record what you spend, and see what is left before the next payday.

What you can track:

• Monthly salary and other income

• Fixed bills and everyday spending

• Savings set aside each month

• What remains at the end of the month

You will receive one downloadable XLSX spreadsheet file that you can open in Excel or a compatible spreadsheet app and reuse each month. Fill in your own salary, bills, spending, and savings amounts; the file does not come with your personal figures filled in. Use it at the start of the month to plan, during the month to record spending, and at the end of the month to review how your money was used.

You will receive 1 file in XLSX format, about 11 KB in size. You can check your balance at a glance during the month, and adjust spending before payday so there are fewer surprises at month end.

This tracker is a simple planning tool. It does not give financial advice, and it does not promise any particular savings outcome. How much you save will depend on your own income, costs, and choices, so use the tracker alongside your own judgement about your household budget.

This is a digital file only, for your own personal use. It is not a service or consultation.