Multi-currency freelancer cash flow & income tracker for Excel and Google Sheets: log USD, EUR, GBP, USDT and USDC income, set aside tax, and see runway even when clients pay in different currencies.

What you get

• Income log for USD, EUR, GBP, USDT, USDC (add your own). Enter amount, currency and the FX rate you actually got; fees (bank, platform, network, off-ramp) tracked separately.

• Expense log with 14 editable categories and optional FX rate per row.

• Monthly dashboard: gross income, fees, net income, tax set-aside, expenses, net cash flow, spendable cash, tax reserve and a chart.

• Tax set-aside % you choose; the sheet reserves it from net income and tracks payouts from the reserve.

• Runway: spendable cash ÷ average monthly expenses (last 3 months) vs your target.

• Income-by-currency breakdown so you see FX exposure.

• Blank template + fictional EXAMPLE file. 500 income + 500 expense rows.

Works in Microsoft Excel, LibreOffice and Google Sheets. No macros, no add-ins, no logins, no live FX feeds — your data stays in your files. No tax rates or country rules pre-loaded.

If you also need wallet explorer history for crypto tax CSV import (Koinly / KoinX), we publish a free MIT converter: https://www.getly.store/product/cryptotax-tool-free-core-mit-wallet-history-to-koinly-koinx-csv · try the client-side browser tool (files stay on your device): https://cryptotax-tool.pages.dev/ — format conversion only, not tax advice.

Record-keeping tool only — not financial, tax, accounting or legal advice. Ask a qualified professional in your jurisdiction. Template created with the assistance of automated tools and checked with test data.

Also available: Bookkeeping (US$9) https://www.getly.store/product/small-business-bookkeeping-tracker-income-expenses-invoices-monthly-p-l-excel-go · Bundle both trackers (US$14) https://www.getly.store/product/freelancer-small-business-finance-bundle-both-trackers