Three trackers that answer the three money questions a freelancer and a marketplace seller actually ask - in one download.

Bought separately they cost $38. In the bundle you get all three for $29, plus a START-HERE guide that tells you which file to open for which question.

What you get (3 files, 20 sheets, no macros)

- 01 Invoice Tracker (5 sheets) - who owes you money today: billed, paid, outstanding, overdue, with days overdue counting themselves from each client payment terms.

- 02 Tax + Expense Tracker (7 sheets) - how much of every payment is not yours: a set-aside figure that updates as you log income, quarterly estimated tax Q1-Q4, deductible expenses flagged, 12 expense categories with budgets.

- 03 Marketplace Profit Tracker (8 sheets) - what you actually kept on an order: gross, fees, net payout, item cost, profit and margin per row, a break-even and target price calculator, fee presets for seven marketplaces, and a tax reserve.

- START-HERE.pdf - a two-page guide: how to import into Google Sheets, which tab to fill first, and the four mistakes that make a seller spreadsheet lie.

Why these files are not just spreadsheets

Every number is a live formula, not a typed-in total. Change your tax rate in one cell on Settings and every dashboard, chart and set-aside figure follows. Delete the sample rows and the files are yours.

Nothing is hardcoded that differs by country: you enter your own tax rate and your own marketplace fees, so the same files work in the US, UK, EU, Ukraine or anywhere else - and they keep working when a platform changes its fees.

How it works in practice

1. Open the file you need and read the Start here tab (2 minutes).

2. Set currency, tax rate and payment terms on Settings - once.

3. Log invoices, income and orders in the input tabs. The Dashboard tab answers the question.

4. Check the Dashboard weekly. That is the whole system.

Works everywhere, keeps working offline

One .zip with three .xlsx files and a PDF guide. Excel, Google Sheets, LibreOffice and Apple Numbers all open them. No account, no login, no subscription, no expiry.

Honest limits

These are spreadsheets, not accounting software: they do the arithmetic on the numbers you type, they do not file anything for you, and the tax logic is mechanical - you set the rate, the file applies it. Not tax advice.

If a formula ever breaks, reply to your download email and it gets fixed.